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Stop Saving Cash, Start Leveraging: 5 Strategic Ways Brisbane Home Equity Buys Investment Property Faster

Stop Saving Cash, Start Leveraging: 5 Strategic Ways Brisbane Home Equity Buys Investment Property Faster

by growwell | Nov 13, 2025 | Mortgage Broking

You’ve been diligently saving $1,500 per month toward an investment property deposit. At this rate, you’ll have $90,000 in five years, enough for a 20% deposit on a $450,000 property. Sounds reasonable, right? Here’s the problem: if Brisbane property...

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Forget New Year’s resolutions — the smartest buyer Forget New Year’s resolutions — the smartest buyers start now.
There’s been a lot of buzz about the First Home Gu There’s been a lot of buzz about the First Home Guarantee (FHGS) changes - with property caps now raised to $1 million in metro areas and $700k in regional QLD. Yes, that could mean more competition and price growth in the “first-home” market. But here’s the truth few people are mentioning 👇 Even if you can access a million-dollar loan with a 5% deposit, the banks still need to see that you can handle repayments - and that’s no small feat. 💰 On a $1M property, repayments can range from $3,500–$5,000 per month, depending on rates. 🏠 So while the new rules open more doors, it’s crucial to understand your borrowing capacity before making offers. As mortgage brokers, we help you run the numbers, secure pre-approval, and find the right strategy - not just the biggest loan. Book your free Discovery Call to find out what the new First Home Guarantee means for your buying power. #FirstHomeGuarantee #FirstHomeBuyerAustralia #QueenslandProperty #BrisbaneRealEstate #MortgageBrokerBrisbane #GrowWellFinancial #HomeLoanTips #PropertyMarketUpdate #FirstHomeLoanDepositScheme #BrisbaneHomes #FinanceBroker #AustralianPropertyMarket #HomeBuyingJourney #BorrowingCapacity #QLDPropertyMarket #MortgageAdvice #FinancialWellness #AustralianHousingMarket
Brisbane homeowners - did you know your next prope Brisbane homeowners - did you know your next property deposit could already be sitting inside your current home? If you’ve owned your place for a few years, chances are you’ve built up equity - the difference between what your home’s worth and what you still owe. That equity isn’t just a number on paper. It could be your ticket to an investment property. Here’s how to calculate it: (Your home’s value × 80%) – Your current loan balance = Usable Equity For example: If your Paddington home is worth $900K and you owe $450K… You could have $270K in usable equity - enough for a deposit (or two) on an investment property. Your next step? ✅ Find out your home’s current value ✅ Check your loan balance ✅ Chat with a mortgage broker who can help you structure it right You might be closer to your next property than you think. 📍Based in Brisbane | Helping Queenslanders grow well with clarity, strategy & confidence. #GrowWellFinancial #BrisbaneProperty #InvestmentProperty #MortgageBrokerBrisbane #HomeEquity #PropertyInvestment #BrisbaneHomes #FinanceMadeSimple #FinancialWellness #BuildWealth #QueenslandProperty
Just like you’d freshen up your home, your money n Just like you’d freshen up your home, your money needs a spring clean too. Three small tweaks = less stress by Christmas. Now’s the time to check what’s working (and what’s not) - from your loan structure to how you’re managing your savings and spending. A quick financial tidy-up can: ✅ Free up extra cash for the holidays ✅ Keep your goals on track for the new year ✅ Help you feel more in control (and less overwhelmed) If you haven’t reviewed your finances in the last 6–12 months, consider this your sign. A 20-minute chat could make a world of difference before the silly season hits. 📍 Based in Brisbane and helping Queenslanders grow well, one smart decision at a time. #FinanceMadeSimple #MoneySpringClean #GrowWellFinancial #BrisbaneFinance #FinanceTips #MortgageBrokerBrisbane #FinancialWellness #QueenslandHomes #financeconfidence
Before the silly season starts - give your money a Before the silly season starts - give your money a tidy-up. You don’t need a massive overhaul to feel financially well - just a few small tweaks that bring clarity and calm. Here are 5 simple ways to start: 1️⃣ Review subscriptions 2️⃣ Check your interest rate 3️⃣ Set up auto-transfers 4️⃣ Clean up your tax file 5️⃣ Plan ahead for holiday spending A little prep now saves a lot of stress later. 💬 Which one will you tick off this weekend? #FinancialWellness #FinanceMadeSimple #GrowWellFinancial #MoneyConfidence #MortgageBrokerBrisbane #FinanceWithHeart #SpringCleanYourFinances #FinancialClarity #SmartMoneyMoves
Money stress is real - but it doesn’t have to cont Money stress is real - but it doesn’t have to control your life. When you take small, consistent steps - awareness, structure, and support - you build calm and confidence around money. Start here 👇 1️⃣ Know your numbers 2️⃣ Separate business + personal 3️⃣ Automate what you can 4️⃣ Get help early 5️⃣ Celebrate small wins The goal isn’t perfection - it’s preparedness. Which one will you start with this week? #financialwellnes #growwellfinancial #financemadesimple #moneyconfidence #mortgagebrokerbrisbane #financewithheart #ᴍᴏɴᴇʏᴍɪɴᴅsᴇᴛ #businessfinancetips #financialclarity

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